Payment processors often shy away from adult content due to inherent risks. Adult websites tend to have high chargeback ratios, over 1 percent of sales. People are more likely to charge back to adult companies for many reasons and are not loyal to the brand. Another issue is that adult content is subject to heavy regulations and thus it costs more for the processors to insure compliance versus selling non-risky products.
Merchant Account Risk
Adult Content merhant processing code
In porn, there are also security concerns. Adult websites have a higher risk of fraudulent transactions. Just like in any service business, there is less concrete information on customers than in a product business. Products have to be shipped to a physical address, whereas the service does not. Additionally, the number of accounts created with security concerns on adult sites is higher than in other industries. Payment processors who serve adult sites run the risk of reputational damage.
Choosing the Best Adult Payment Processor
Adult Credit Card Processor
Adult Content merhant processing fees
Finding an adult payment processor can be overwhelming because some of the big payment companies do not work with adult sites. However, Visa and MasterCard are two big ones that accept adult website payments. When you are looking for a good payment processor for your porn site, make sure you check out all the fees and rates so you don’t end up in a long-term contract with hidden fees that you were unaware of. Also, find a service that offers website integration for a seamless checkout experience for your clients. Once you have your payment system set up, you can start marketing and promoting your business and watch the profits grow.
